Right now, the real estate market is very competitive, and you might be tempted to use a few white lies to make your offer seem more competitive. No matter how much you want to purchase a home, you need to make sure you are completely honest and open when you go through the process from start to finish.
Helping People Meet Their Home Ownership and Financial Goals
Loan Officer in Sacramento, CA
about ME
Dedicated to Putting My Clients First
Whether you are a first time home buyer or someone with an extensive Real Estate portfolio, I have the experience and the knowhow to tailor the perfect loan for you. No challenge is too big and no transaction is too small, everyone deserves the best level of service!
NMLS 2018313 • Licensed in California, Colorado, Oregon and Washington
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Buying a home comes with numerous financial planning obligations. It’s far from a turn-key operation and one of the significant challenges involves developing a working knowledge about things often outside your area of expertise.
If you’ve recently put your home up for sale, one of the most exciting parts of the selling process is getting an offer. However, all is not said and done once you’ve received an offer, as you’ll probably want to negotiate a better price. If you’re wondering how you can counter without losing a potential buyer, here are some tips when the time comes to negotiate.
Last week’s financial and economic reporting included readings on sales of new and previously-owned homes, along with weekly data on mortgage rates and jobless claims.
Avoid these three mortgage-killing habits while your lender evaluates your loan and you’ll quickly find yourself holding the keys to your new home.
When you go through the process of applying for a mortgage, you need to make sure you understand all of the terms on the page. Two of the most common numbers you will come across include the mortgage rate and the APR. Many people associate both of these numbers with interest rates, but you will probably notice that they are not quite the same. What are the differences between these two numbers, and how are they going to impact your mortgage loan?
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What My Clients Say!
I had a great experience working with JD. He was kind, helpful, and really listened to ensure my goals were met throughout the transaction. I will definitely refer others; in fact, I have already provided a referral to JD for my next-door neighbor.
Dana G.
I would tell anyone looking for a mortgage loan or refinance how amazing Joseph was. He was patient, extremely kind, and always kept me in the loop. With Joseph, I didn't have to constantly reach out, he kept the information flowing and immediately handled any issue that came up without missing a beat. The process was smooth and quick. Thank you Joseph!!
Lydia S.
J.D. is a very hard working man. He kept me up to date on my process of my loan, he was very efficient with helping me to contact my creditors, and I felt safe with him.
Patricia K.
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Discover how I will make a difference
Like Asset Financial Center, my vision is to be the leading source for all real estate solutions. My mission is to help every client accomplish their real estate needs and I pride myself in my ability to offer a wide range of expertise to meet all of my clients needs.