Helping People Meet Their Home Ownership and Financial Goals

Loan Officer in Sacramento, CA

about ME

Dedicated to Putting My Clients First

Joseph Gleason

Whether you are a first time home buyer or someone with an extensive Real Estate portfolio, I have the experience and the knowhow to tailor the perfect loan for you. No challenge is too big and no transaction is too small, everyone deserves the best level of service!  

NMLS 2018313 • Licensed in California, Colorado, Oregon and Washington

AFC360


The Latest from the Blog

Dealing with debt can be challenging but incorporating it into your budgeting strategy can help you regain control of your finances. Here are some steps you can take to effectively manage your debt while budgeting:

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Securing a mortgage is a significant financial decision, and choosing the right option can have a lasting impact on your future. Each individual’s circumstances are unique, and finding the best mortgage for your needs requires careful consideration. Whether you’re a first-time homebuyer, have a less-than-ideal credit score, or are looking for specific loan terms, this comprehensive guide will assist you in navigating the process and making an informed decision.

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Many millennials find home buying overwhelming due to a variety of factors such as high housing prices, student loan debt, competition from investors, economic uncertainty, and a lack of knowledge about the home-buying process. These challenges can make it difficult for millennials to save enough money for a down payment, find a suitable property, and navigate the complex process of buying a home.

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To understand how pre-approval affects your credit, we need to discuss credit inquiries. When you apply for credit, such as a loan or credit card, the lender typically pulls your credit report to assess your creditworthiness. These inquiries are categorized as either “hard” or “soft.”

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testimonials

What My Clients Say!

I had a great experience working with JD. He was kind, helpful, and really listened to ensure my goals were met throughout the transaction. I will definitely refer others; in fact, I have already provided a referral to JD for my next-door neighbor.

Dana G.

I would tell anyone looking for a mortgage loan or refinance how amazing Joseph was. He was patient, extremely kind, and always kept me in the loop. With Joseph, I didn't have to constantly reach out, he kept the information flowing and immediately handled any issue that came up without missing a beat. The process was smooth and quick. Thank you Joseph!!

Lydia S.

J.D. is a very hard working man. He kept me up to date on my process of my loan, he was very efficient with helping me to contact my creditors, and I felt safe with him.

Patricia K.

approach

Discover how I will make a difference

Like Asset Financial Center, my vision is to be the leading source for all real estate solutions. My mission is to help every client accomplish their real estate needs and I pride myself in my ability to offer a wide range of expertise to meet all of my clients needs.

I'd love to talk about what matters to you.