It may feel like a very daunting task to consider buying a home after you’ve declared bankruptcy, and there’s no doubt that it’s an uphill battle. Fortunately, while you’ll have hard work ahead, there are things you can do in order to make your dream of home ownership a possibility. Whether you’ve just declared bankruptcy or some time has passed, here are some things you should consider before getting into the market.
Helping People Meet Their Home Ownership and Financial Goals
Loan Officer in Sacramento, CA
about ME
Dedicated to Putting My Clients First
Whether you are a first time home buyer or someone with an extensive Real Estate portfolio, I have the experience and the knowhow to tailor the perfect loan for you. No challenge is too big and no transaction is too small, everyone deserves the best level of service!
NMLS 2018313 • Licensed in California, Colorado, Oregon and Washington
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If you’re in the process of buying a home, you probably have your deposit and monthly mortgage charges in a spreadsheet, along with a chart of your other expenses and your monthly income. But when it comes to buying a home, there are lots of different costs that will come into play – and it’s easy to forget something. When you’re preparing to close on your new home, make sure you consider these three closing costs that most buyers forget.
If you want to improve your quality of life while also increasing the value of your home, you might be interested in updating it. You probably want to live in a home that is well-designed, and a prospective buyer wants the same thing.
If the time has come to purchase a home and you’ve been perusing the real estate market, it’s possible you’ve also been considering the mortgage options that might work best for you. In the event that you’re already spending a lot of time looking at homes and trying to sell your own, here are a few reasons you may want to leave your mortgage considerations to a professional.
The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.
It is important for everyone to diversify their investments. One of the ways to do so is to invest in real estate. There are numerous types of properties, and one of the most attractive options is a multifamily property. Even though it might seem like a challenge to manage such a large property, there are several benefits of multifamily properties everyone should keep in mind.
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What My Clients Say!
I had a great experience working with JD. He was kind, helpful, and really listened to ensure my goals were met throughout the transaction. I will definitely refer others; in fact, I have already provided a referral to JD for my next-door neighbor.
Dana G.
I would tell anyone looking for a mortgage loan or refinance how amazing Joseph was. He was patient, extremely kind, and always kept me in the loop. With Joseph, I didn't have to constantly reach out, he kept the information flowing and immediately handled any issue that came up without missing a beat. The process was smooth and quick. Thank you Joseph!!
Lydia S.
J.D. is a very hard working man. He kept me up to date on my process of my loan, he was very efficient with helping me to contact my creditors, and I felt safe with him.
Patricia K.
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Like Asset Financial Center, my vision is to be the leading source for all real estate solutions. My mission is to help every client accomplish their real estate needs and I pride myself in my ability to offer a wide range of expertise to meet all of my clients needs.