The vast majority of people have to take out a home loan to purchase a house. This means applying for a mortgage. Unfortunately, shopping for a mortgage can actually hurt your credit score.
Helping People Meet Their Home Ownership and Financial Goals
Loan Officer in Sacramento, CA
about ME
Dedicated to Putting My Clients First
Whether you are a first time home buyer or someone with an extensive Real Estate portfolio, I have the experience and the knowhow to tailor the perfect loan for you. No challenge is too big and no transaction is too small, everyone deserves the best level of service!
NMLS 2018313 • Licensed in California, Colorado, Oregon and Washington
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Last week’s economic reporting included readings on inflation and consumer sentiment along with weekly readings on mortgage rates and jobless claims.
If you have been in your house for a long time, there is a great chance that you have paid off almost the entirety of your mortgage. Furthermore, your home may have even gone up in value by tens of thousands of dollars.
If you have recently purchased a home, you are probably excited to move into your new house; however, the moving process can be stressful. There are a few important tips you need to keep in mind if you are moving soon. Make sure to plan ahead, as there are several ways to save time and money.
It may seem better to go it alone when it comes to acquiring a mortgage, but there are many benefits associated with using a mortgage professional that can make finding your dream home a lot easier. If you’re currently getting prepared to hit the market and are weighing your options, here are some reasons that a professional who knows the neighborhood will save you money.
Savvy home buyers who are preparing to make a real estate purchase should do their research and understand that they need to save money for not only the down payment but the closing costs as well. The closing costs can account for as much as three to five percent of the sales price in some cases, so this can be a rather sizable amount of money. Some home buyers however, may not realize that the amount of closing costs can vary considerably based on the home that is purchased. With a closer look at why this is, home buyers can make a more educated decision when selecting a home to purchase.
testimonials
What My Clients Say!
I had a great experience working with JD. He was kind, helpful, and really listened to ensure my goals were met throughout the transaction. I will definitely refer others; in fact, I have already provided a referral to JD for my next-door neighbor.
Dana G.
I would tell anyone looking for a mortgage loan or refinance how amazing Joseph was. He was patient, extremely kind, and always kept me in the loop. With Joseph, I didn't have to constantly reach out, he kept the information flowing and immediately handled any issue that came up without missing a beat. The process was smooth and quick. Thank you Joseph!!
Lydia S.
J.D. is a very hard working man. He kept me up to date on my process of my loan, he was very efficient with helping me to contact my creditors, and I felt safe with him.
Patricia K.
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Discover how I will make a difference
Like Asset Financial Center, my vision is to be the leading source for all real estate solutions. My mission is to help every client accomplish their real estate needs and I pride myself in my ability to offer a wide range of expertise to meet all of my clients needs.