Just because you live in a small space doesn’t mean your home needs to feel cramped. There are several renovations that are popular among interior designers to make a space feel larger. Incorporate them into your own home to give it a more open, spacious feel.
Helping People Meet Their Home Ownership and Financial Goals
Loan Officer in Sacramento, CA
about ME
Dedicated to Putting My Clients First
Whether you are a first time home buyer or someone with an extensive Real Estate portfolio, I have the experience and the knowhow to tailor the perfect loan for you. No challenge is too big and no transaction is too small, everyone deserves the best level of service!
NMLS 2018313 • Licensed in California, Colorado, Oregon and Washington
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There are a lot of complicated terms thrown around regarding your mortgage, and one of them is an escrow account. You will probably hear that your lender will collect some additional money every month for escrow payments. If you take a look at your mortgage statement, you will see your interest, your principal, and your escrow. What does this mean, and why do you have to pay additional money that isn’t going toward the balance of your loan?
Last week’s economic reporting included readings on U.S housing markets, housing starts, and building permits issued. Data on sales of previously-owned homes were released along with weekly reports on mortgage rates and jobless claims.
The National Association of Home Builders’ Housing Market Index for November showed builders’ growing concerns over U.S. housing market conditions. November’s index reading dropped five points to 33 as compared to October’s reading of 38 and the November 2021 reading of 83.
There are many people who dream of owning a home, but you need to purchase your home for the right reasons. Simply purchasing a house because other people are doing so is not a strong reason to make such an expensive purchase. What are some of the reasons why you should purchase a house? What are some examples of bad reasons to buy a home?
Whether you’re a first-time homebuyer or an experienced real estate investor, if you are planning to borrow funds to buy a home you will want to choose the right mortgage product. In today’s blog post we’ll explore how interest-only mortgages work and why they’re the perfect choice for some homebuyers.
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What My Clients Say!
I had a great experience working with JD. He was kind, helpful, and really listened to ensure my goals were met throughout the transaction. I will definitely refer others; in fact, I have already provided a referral to JD for my next-door neighbor.
Dana G.
I would tell anyone looking for a mortgage loan or refinance how amazing Joseph was. He was patient, extremely kind, and always kept me in the loop. With Joseph, I didn't have to constantly reach out, he kept the information flowing and immediately handled any issue that came up without missing a beat. The process was smooth and quick. Thank you Joseph!!
Lydia S.
J.D. is a very hard working man. He kept me up to date on my process of my loan, he was very efficient with helping me to contact my creditors, and I felt safe with him.
Patricia K.
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Discover how I will make a difference
Like Asset Financial Center, my vision is to be the leading source for all real estate solutions. My mission is to help every client accomplish their real estate needs and I pride myself in my ability to offer a wide range of expertise to meet all of my clients needs.